Cybersecurity

Cyber insurance in 2025 is becoming more expensive and harder to obtain just when small businesses need it most. Cyber threats like ransomware and data breaches are hitting organizations of all sizes, yet insurers are tightening their requirements and raising premiums. For small to midsize businesses (SMBs) in sectors ranging from education and finance to healthcare and real estate, this “cyber insurance crunch” means you must be proactive. The good news is that by understanding the new landscape and strengthening your cybersecurity, you can still secure coverage and peace of mind.

The way we log into business systems is evolving rapidly. In 2025, companies are looking beyond passwords and toward more secure, user-friendly authentication methods. Business owners are realizing that the old username-and-password combo is no longer sufficient to protect sensitive data. Weak or stolen passwords are a leading cause of data breaches, so forward-thinking organizations are exploring modern alternatives that offer stronger security and better convenience.